PT Bank Mandiri (Persero) Tbk has announced its readiness to optimize an additional Rp55 trillion in liquidity provided by the government, aimed at extending credit to priority sectors that support the national development agenda.

Bank Mandiri’s Director of Finance & Strategy, Novita Widya Anggraini, stated that this liquidity boost will further strengthen the bank’s capacity to support productive sectors.

“With the additional Rp55 trillion, our financing capacity becomes stronger to support productive sectors that enhance export competitiveness, create more jobs, and at the same time strengthen the people’s economy,” she said in an official statement on Tuesday (September 16), as quoted by Antara.

Bank Mandiri remains committed to channeling financing into strategic sectors such as plantations and food security, downstreaming of natural resources (SDA) and renewable energy, infrastructure, healthcare services, manufacturing, industrial estates, and MSMEs, to promote sustainable economic growth.

The company reported that loan disbursement for new customers (bank only) averages Rp24.63 trillion out of a total of Rp45 trillion per month. This reflects the high demand for financing and the potential for real sector growth amid strong government policy support.

To date, Bank Mandiri has disbursed Rp960.2 trillion in financing to export-oriented and labor-intensive real sectors, equivalent to 71.88% of its total portfolio.

According to the company, this achievement highlights Bank Mandiri’s role as a development agent and government partner in accelerating inclusive and sustainable economic growth.

Novita also emphasized that all financing is carried out under prudent principles with transparent reporting in compliance with regulations.

“With this Rp55 trillion support, we are optimistic that we can strengthen intermediation, expand financing capacity, and further contribute to national strategic projects,” Novita concluded.

Meanwhile, Finance Minister (Menkeu) Purbaya Yudhi Sadewa unlocked Rp200 trillion in government funds stored at Bank Indonesia (BI) and allocated them to five banks to stimulate the economy.

The distribution includes Rp55 trillion each to Bank Rakyat Indonesia (BRI), Bank Negara Indonesia (BNI), and Bank Mandiri. Bank Tabungan Negara (BTN) received Rp25 trillion, while Bank Syariah Indonesia (BSI) was allocated Rp10 trillion.

This fund placement is regulated under the Minister of Finance Decree (KMK) No. 276 of 2025.

The placement of state funds in partner banks is carried out in the form of conventional or sharia on-call deposits, using a mechanism without auction. According to the Finance Minister, no tenor is applied to these placements.

Furthermore, the interest rate or return applied is set at 80.476% of the Bank Indonesia benchmark rate (BI-Rate).

These government funds must be used exclusively to support real sector growth and are strictly prohibited from being utilized for the purchase of Government Securities (SBN).