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Edukasi - Posted on 26 February 2025 Reading time 5 minutes
The government is set to launch the bullion bank today. Gold has long been considered a stable and low-risk investment. As a precious metal, gold serves not only as jewelry but also as a long-term investment tool with a value that tends to appreciate and remains resilient against economic fluctuations.
While other investment options, such as stocks, offer higher returns, they also come with significant risks. Real estate is another profitable investment, but its low liquidity makes it harder to sell quickly. Gold, on the other hand, provides both stability and liquidity, making it an attractive option for those seeking a long-term investment with minimal risk.
For those looking to start investing in gold, here are some essential tips to ensure a safe and profitable investment, as cited from Pegadaian’s official website:
1. Define Your Investment Goals
Before diving into gold investment, ask yourself: why do I want to invest in gold? Avoid making investments just because of trends. Without a clear goal, you might end up pawning or selling your gold during financial hardship. Setting a long-term objective is the first step to successful gold investment.
2. Choose the Right Timing and Consult Experts
Timing is crucial when investing in gold. Many beginners assume they can buy gold anytime, but purchasing without market analysis can lead to losses, especially when gold prices are falling. Always check price trends through mass media or websites like Kitco, Goldprice, and UBS Gold before making a purchase. Consulting with financial experts can also be beneficial.
3. Select the Right Type of Gold
Not all gold is suitable for investment. Jewelry, for instance, includes craftsmanship costs, reducing its resale value. For a more strategic investment, opt for gold bars or coins with certified authenticity. 24-karat gold is easier to sell than 18-karat, and certified gold generally fetches higher prices.
4. Avoid Debt for Gold Investment
One common mistake among new investors is taking out loans to buy gold. Ensure you have sufficient capital since gold investment is a long-term commitment and does not yield instant returns. Investing in gold should not become a financial burden.
5. Prepare Emergency Funds and Ensure Gold Purity
Before investing, set aside an emergency fund covering at least six to 12 months of living expenses. Additionally, verify the purity of the gold you purchase—ideally, it should be close to 100%, with an official certificate from PT Aneka Tambang (Antam) or Pegadaian for authenticity.
6. Sell to the Highest Bidder
When selling gold, try to return to the original seller, especially if you still have the purchase receipt. If there is a buyback guarantee, ensure that the offered price is competitive. If another buyer offers a better price, consider selling elsewhere. Gold sold to Antam’s Precious Metals division often commands higher prices than local jewelry shops.
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Source: bisnis.com
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